Financing

Affordable Dental Financing In Buena Park, CA

Financing, Buena Park, California

Our dentists are no strangers to patients’ dental anxiety, especially when we tell them they need dental work. However, not all fears are about patients’ time spent in the dental chair. Sometimes, it’s about what comes after: your treatment’s cost. Dental insurance can’t cover everything, and not everyone has an insurance plan, either. At Gold Coast Dental Buena Park, we aim to provide our patients with affordable dental care, no matter their treatment or insurance coverage.

In addition to dental insurance, our dental office also accepts several alternative dental financing options. As a dentist that takes Care Credit, LendingClub, and Denefits, we help make the dental process easier and less stressful for patients. These dental financers can cover treatments that insurance often doesn’t, including cosmetic dentistry, Invisalign, and dental implants. These financing options are also compatible with your insurance, so you can make up for what your plan doesn’t and pay it back later in easier-to-manage installments.

Need help financing dental work in Buena Park? Our caring dentists are more than happy to help you find the financing option that works best for your needs. Call (714) 278-4978 today to schedule an appointment with our team.

Care Credit Dental Financing

Dental financing for patients is often easier with Care Credit.

Besides insurance, Care Credit Dental is the most popular way that our patients prefer to finance their dental work. Care Credit works by using a special credit card that you can use to cover all of your needed dental work, from fillings and cosmetics to emergency care and prosthodontics. Your dental care credit card works like a regular credit card. You can charge any amount from $1 to your credit limit, gradually paying off your treatment in monthly installments. Once you’re approved,

you don’t need to wait for your Care Credit card to arrive in the mail. You can apply with your smartphone or tablet while sitting in the dental chair and start financing your same-day treatment by the time you make it to the front office. Not sure how to apply for Care Credit dental financing? For patients over 18, you can click here to reach their online application. It’s just a few simple steps, and your application can be approved within minutes. Patients over 21 can instead apply by phone, using Care Credit’s automated calling system.

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Financing With LendingClub

Dental loans make even major treatments affordable and less stressful.

Rather than a credit card, LendingClub helps patients finance their dental work through loans. Like with CareCredit, these dental loans can be used for any treatment, even if your dental insurance doesn’t cover it. This can be a great help for patients looking for cosmetic dentistry, orthodontic, or dental implant financing on a strict budget. Dental loans are approved in 6, 12, 18, 24,

and longer terms, depending on your plan and specific dental needs. These longer terms can be especially helpful for patients who need major dental work done. LendingClub is more lenient for patients without the best credit scores, too. The minimum score requirement is 600, though better loan terms will be approved for borrowers with better credit histories.

Patients over 18 years old can apply to LendingClub at any time through their automated online service. The application is quick and simple enough that it can be completed in our office. However, if you need help, please don’t hesitate to ask our dentists for assistance. Need help deciding which dental financing option is best for you? Contact (714) 278-4978 today.

Denefits: Dental Financing Bad Credit

Don’t have the best credit score? Don’t worry…

Even if you don’t have the greatest credit history, our dental office still wants to help our patients make paying for their dental care stress-free. That’s why we also accept Denefits dental financing loans. Denefits follows a similar philosophy to ours: everyone should have access to excellent dental care, regardless of their credit history. When approving applications, Denefits doesn’t look at your credit score. And once approved, you can start managing your treatments’ costs right away.

Like our other dental financing options, you can use Denefits loans in conjunction with your dental insurance, taking care of what your plan doesn’t. Plus, by keeping up with your loan terms and making your installment payments on time, you can start improving your credit score. If you have any questions, feel free to reach out to our team at (714) 278-4978. We can go further in-depth about your dental financing options to help prevent your necessary treatments from breaking the bank.

Relax… We’ve Got You Covered

Our dentists do everything we can to make sure you enjoy your time with us.

At Gold Coast Dental Buena Park, our expert dental team has decades of experience under our belts, ensuring our patients have an amazing time in our care. While we make sure your dental work is high-quality and long-lasting, we also understand that your experience in our office doesn’t end when your treatment is over either. With several flexible financing options available, we do our best to make every part of your dental visit the best it can be. If you have any questions about financing your dental work, please don’t hesitate to give our office a call!

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How do you pay for major dental work?

There are three major ways to pay for dental work: dental insurance, out-of-pocket, and alternative financing. Dental insurance can cover part of some major dental work, but they don’t provide for everything. (They often don’t cover orthodontics or implants at all.) Paying out-of-pocket for the rest can still cost a pretty penny, even with insurance. Alternative financing like Care Credit, LendingClub, and Denefits can be used with both insurance and out-of-pocket payments to cover whatever you can’t right this moment. In many cases, financing major dental work comes with longer payment terms, so you have more time to meet your treatment’s cost.
Can I pay a portion of the treatment cost myself and use CareCredit for the remainder?

Yes. Care Credit is very flexible to your needs. You can charge as little as one dollar up to your credit line, so you can often pay as little or much as you need when financing dental work. This also applies to dental insurance, so you can let your insurance plan take care of most of your treatment’s cost and let Care Credit dental providers help with the rest.
Do dentists let you pay in installments?

While our office doesn’t provide in-house financing, you can still pay for your dental treatments in affordable monthly installments through third-party financers. Depending on the provider, you can pay for your treatments over months or even years with smaller, more manageable payments.
Can I take out a loan for dental work?

Yes. Both LendingClub and Denefits offer dental loans for patients. Payment terms can change depending on the loan and your own budgetary needs. Depending on the loan, you can repay your treatments’ costs across months or years.
Can you be approved for CareCredit with bad credit?

No. Care Credit requires patients to be in relatively fair standing, credit-wise. Most patients accepted have credit scores in the mid-600s, though some have been known to be approved with scores in the low 620s.
Can I get dental finance with bad credit?

Yes. If you have poor credit, we recommend applying for Denefits. Denefits has no credit score limit or requirement, so everyone can have access to necessary dental financing when they need it. No matter what dental treatment you need, whether it’s a routine cleaning or filling or more major treatments like root canals and implants, you don’t need to break the bank to keep your smile brighter and healthier.